It offers a good balance of essential healthcare services at an affordable price, making it an excellent choice for lower-income earners.

At the primary level, members have access to healthcare services through a combination of virtual and face-to-face consultations with primary healthcare providers. For further medical interventions that may be required, the primary healthcare provider (GP) will refer the member to the appropriate specialisation.

These primary benefits are further topped by secondary and tertiary benefits for full healthcare coverage.